Terms of Use

1. Agreement to Terms

By accessing or using RyanChat ("the Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to all the terms and conditions of this agreement, then you may not access the Service.

These Terms apply to all visitors, users, and others who access or use the Service. By using RyanChat, you represent that you are at least 13 years old and have the legal capacity to enter into these Terms.

2. Description of Service

RyanChat is an AI-powered chat platform that provides access to multiple large language models and AI services. Our platform acts as an interface to various third-party AI providers and does not operate or host its own AI models.

Important: RyanChat relies on third-party AI service providers (including but not limited to OpenAI, Anthropic, Google, and Groq) to process your requests. Your use of these services is subject to the respective providers' terms of service and acceptable use policies.

3. User Accounts

3.1 Account Creation

To use certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.

4. Acceptable Use Policy

4.1 Prohibited Activities

You agree not to use the Service to:

• Hacking and Unauthorized Access: Attempt to gain unauthorized access to any computer system, network, or account. This includes but is not limited to hacking, cracking, phishing, or any form of cyber attack.
• Generate or distribute harmful, offensive, or illegal content
• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit viruses, malware, or other harmful code
• Impersonate others or misrepresent your identity
• Spam or send unsolicited communications
• Circumvent security measures or access restrictions
• Use the service for commercial purposes without proper licensing
• Reverse engineer, decompile, or disassemble the Service

4.2 Content Guidelines

You are solely responsible for the content you generate using RyanChat. We reserve the right to monitor, review, and remove content that violates these terms or applicable laws.

4.3 Third-Party AI Usage

When using RyanChat, you must comply with the acceptable use policies of our third-party AI providers. This includes OpenAI's usage policies, Anthropic's responsible AI guidelines, and other providers' terms.

5. Intellectual Property

5.1 Our Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of RyanChat and its licensors. The Service is protected by copyright, trademark, and other laws.

5.2 User Content

You retain ownership of content you create using the Service. By using RyanChat, you grant us a limited license to process, store, and transmit your content as necessary to provide the Service.

5.3 AI-Generated Content

Content generated by AI models through RyanChat may be subject to the intellectual property policies of the respective AI providers. You are responsible for ensuring your use of AI-generated content complies with applicable laws and third-party terms.

6. Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to our collection and use of information as outlined in the Privacy Policy.

7. Payment and Billing

7.1 Fees

Some features of the Service require payment. You agree to pay all fees associated with your use of paid features. All fees are non-refundable unless otherwise specified.

7.2 Subscription Services

Subscription fees are billed in advance on a recurring basis. You may cancel your subscription at any time, but you will continue to have access to paid features until the end of your billing period.

7.3 Payment Processing

Payments are processed by third-party payment processors. We do not store your payment information. All payment processing is subject to the terms of our payment processors.

8. Termination

8.1 Termination by User

You may terminate your account at any time by contacting us or using the account deletion features in the Service.

8.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including breach of these Terms.

8.3 Effect of Termination

Upon termination, your right to use the Service will cease immediately. All provisions of these Terms which by their nature should survive termination shall survive.

9. Disclaimers

9.1 Service Availability

The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, error-free, or secure.

9.2 AI Content

AI-generated content may contain inaccuracies, biases, or inappropriate material. You use AI-generated content at your own risk and are responsible for verifying its accuracy and appropriateness.

9.3 Third-Party Services

RyanChat integrates with third-party AI providers. We are not responsible for the availability, accuracy, or policies of these third-party services.

10. Limitation of Liability

In no event shall RyanChat, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

Our total liability for any claim arising out of or relating to these Terms or the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

11. Indemnification

You agree to defend, indemnify, and hold harmless RyanChat and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of:

• Your use and access of the Service
• Your violation of any term of these Terms
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right
• Any claim that your content caused damage to a third party

12. Governing Law

These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service will be resolved through binding arbitration in accordance with the rules of [Arbitration Organization]. You agree to submit to the personal jurisdiction of the courts located in [Your Jurisdiction] for any legal action.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service.

16. Contact Information

If you have any questions about these Terms of Use, please contact us:

• Email: legal@ryanchat.com
• Address: RyanChat, [Company Address], [City, State, ZIP]
• Phone: [Contact Phone Number]

17. Account Deletion

If you wish to delete your RyanChat account and all associated data, you can do so by visiting our Account Deletion page.

Account deletion is permanent and cannot be undone. Please ensure you have backed up any important data before proceeding.